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Going ‘Up North to see the Family

As its Mothers Day this Sunday and My old mans birthday very soon and My niece’s birthday on the 22nd March we are traveling up to see my folks, my sister and her kids.

It’s a long old Journey and we have to cram all those gifts as well as our overnight luggage into the car, plus all the toys the kids want to take with them.

The kids love seeing their Nana and Pop pops as they are know and its also nice for us to see them and catch up. We don’t get to see them that often so its a worthwhile trip.

My wife and I have been discussing recently about getting a bigger car because of these long trips and because we struggle with the space when we do trips to the airport or UK short breaks such as Centre Parcs. So hopefully we’ll soon be getting a bigger car, maybe a cross over or mpv.

We recently brought a Portable DVD Player to keep the kids entertained on these long journeys and it has been money well spent.

Anyone recommend any new cars that are bigger than a golf, cheap to run and maintain so good fuel economy but plenty of space for our luggage, toys and anything else we wish to throw in the back. We may even go for a 7-seater so we can chuck the grandparents in the 2 back seats when we go away with them!

Investing can be an alternative to Saving

Savings accounts at the moment are almost a waste of time. Why should I put my money in an account to only get a couple of percent interest. Investing into bonds could be an alternative as you although you don’t tend to get any interest, the bonds could be a nice little payout if you win. Investing in Property is also another way to make use of that cash lying around, that’s if you have loads of cash.

As I have been investing in domain names recently to buy and sell off for profit which really helps to top up my income and allow my wife to not have to return to work, I’ve decided to invest into commodities such as gold. You can sell gold for cash and with gold prices at an all time high at the moment why not hey. Although its not the usual investment, its still an investment in domains, well a website actually. I recently purchased a website that had what I believe some potential to make a nice passive income from. Although it has cost me to buy the website off the previous owner it has allowed me to put that money lying around into something that I think will get my investment back in hopefully a short space of time and also make me a nice amount of money. The other benefit I find when investing in websites and domains is the value in the domains can be in demand to end users for much more money if I was to sell off at a later date.

How do you invest your savings, any tips, please leave your comments below

Welcome to London – London Olympics 2012

I recently received the latest London Olympic Logos so I thought I would share these on my blog. Quite Amusing and a little Looters Prayer to go with these photos;

Our father, who art in prison, my mum knows not his name, thy Riots come, read it in “The Sun” in Birmingham, as it is in London, give us this day our Welfare bread and forgive us our looting, as we are happy to loot those who defend stuff against us. Lead us not into employment but deliver us free housing, for thine is the Facebook the Blackberry & the Twitter, forever and ever… Innit

If you have tickets to the 2012 Olympics then this is possibly some of the events you might be interested in.

olympic 2012 shotput

olympic 2012 weight lifting

olympic 2012 judo

olympic 2012 hurdles

olympic 2012 javelin

Up to 20% off at Spartoo.co.uk

My wife noticed whilst looking for new boots a while ago a retailer I’ve not heard of before until recently, called Spartoo.co.uk. Their website seems very good and they even offer some great discounts. At the moment they have up to 20% off using the codes I found on this blog at Thigh High Boots and you will see the latest Offer post has all the codes.

The discount codes for Spartoo.co.uk are valid until the end of the month – Jan 31st 2012 so you still have plenty of time to shop around. There are some good deals if you need to spend some of your Christmas money.

Spartoo.co.uk is fast becoming a leading online shoe retailer. They specialize in shoes and boots and have an huge range including the top brands and all the latest trends available.

How You Can Save This Christmas

Each and every year people are forced in to worrying about how they can afford to buy presents for all of their loved ones, ranging from parents to children. It’s usually difficult for families to have the extra money to buy gifts in the months coming up towards Christmas, but nowadays the situation has got even worse. With the global recession affecting just about everyone these days, with people getting less wages along with more taxes and higher bills to pay, it’s not unusual for some of us to not look forward to Christmas.

However, this doesn’t have to be the case. You’d probably be surprised when you see the savings that you can make by using sites like www.discountmonster.co.uk. No matter what gifts you’re looking for, ranging from large presents like televisions to small presents like earrings, you’ll always have the option to save some money when you need to buy a gift for someone this Christmas. There’s so many retailers that are listed on the site like ASOS, Argos and Tesco (just to mention a few!) so you’ll be spoiled with choice when you’re shopping at Discount Monster. You might be asking yourself why companies like these would want to give consumers a reduction in the price of their products, but the answer is simple really; not many people actually know about them and therefore not many people use them. So, make sure you’re part of the smart shoppers who aren’t afraid to spend an extra minute or two to save themselves a small fortune.

Discount Monster updates the site daily in order to make sure that you, the consumer, gets the most value for their money. They update the discount code/voucher list every day so you don’t have to use any other site! You might not think that the odd 2% off code etc. makes that much difference, but the average consumer saves roughly £500+ each year by using sites like Discount Monster. There’s very little work involved to save this amount of money too, all you need to do is : Search for a keyword or shop name in the search bar at the top of the site, click “reveal” to see all of the discount codes available for that specific retailer and finally copy the code and paste it in to the site that you’re purchasing the product from. It really is as simple as 1,2,3.

Quick Cash Loans until Payday

If your are struggling for money in the run up to Christmas and you are expecting you will go overdrawn then keep in mind the charges or fees that you might have to pay on top of the interest payments for going into your overdraft. With Christmas being an expensive time of the year, you may not want to cut back as you will want to make your Christmas special for all the family.

If you know that you will be able to pay the money back when you next get paid then why not consider using a Instant Cash Loan. These from the face of it may seem like huge APR rates and get a lot of bad press but can be very helpful to those people that either struggle to get Loans from high street banks or have bad credit scores. The process can be very stressful too with lengthy application forms to fill in asking you for everything from how much your earn to your inside leg measurement! You may also have to wait days before you even know if you are going to be approved the loan or not. Cash Loans on the other hand do not penalise you if you have bad credit. Apparently about 97% of applications will get approved almost instantly and the best thing is you will get a decision straight away online. Although the interest charges seem very high, you need to look at the loan examples. For example borrowing £180 for 28 days, you will end up paying back a total of £225 which works out at £45 interest. This can seem like a lot for such a small amount of time you are borrowing, but can be helpful for those that need it the most, such as when your car breaks down and it needs repairing, but you can’t afford to pay out of your current account, you may not want to borrow off family or friends and you know that this is a short term loan. This can work out less what you pay back than if you had to pay all those overdraft fees.

Like any Loan, I’d always recommend you try and pay off the bills, cards or loans that are going to be the highest in interest or fees. Then make sacrifices like cutting back on things that aren’t necessary, mobiles phones, sky tv, ipads etc.

If you are in need of some quick cash until payday, then visit www.cashloans.org.uk. They send your application to all the best loan companies offering payday loans to secure the best deal for you and to improve your chances of approval.

Waitrose Food Shopping delivery – No going back says the wife

waitrose food deliveryMy wife recently decided that she wanted to try out Waitrose for online food shopping, not sure if she was trying to be more faithful to her new employer John Lewis or not. Anyway we took delivery of our first Waitrose Food Shopping Delivery yesterday and now the Wife says there is no going back!!! Although we haven’t had a bad experience using others like Tesco and Sainsbury’s and their is food we like from both stores and Tesco generally being cheaper doesn’t always make for better quality foods, such as the fresh meat you get, half the time you have to throw away a quarter of the meat because its so poor. Anyway we knew the food was good at Waitrose but have been always put off because its generally more expensive. Well not in our case it seems. Our weekly shopping bill came in about £10 less than we usually spend, the delivery was free. They turned up at 4pm when our slot was 4pm – 6pm so we didn’t have to hang around. The delivery guy was dressed smart and well spoken and generally very helpful explaining everything. This seems to be true to everyone that works for John Lewis and Waitrose that the portrait a great company to work for. We even got a Welcome Pack. The Shopping was put into specific bags so you knew which was Fridge, Freezer or Cupboard items, even the bill was easy to read.

Since my Wife has started working for John Lewis she has given great feedback about the staff, the people she works with and the processes. There is no wander loads of people would like to work there and also why People love shopping there too. Well done John Lewis/Waitrose. You’ve gained a new loyal Customer and potentially life longer employee in my wife. She is happy so far which makes me happy. What also makes me happy is the discount we’ll get on groceries and at JohnLewis.com. Can’t wait!!

Save Money using a Deal Aggregator Service like DealCollector.co.uk

deal collector

I’m always looking for ways to save money and with all the recent new group buying daily deals sites coming along offering savings of up to 90% sometimes on either high street purchases or gift experiences to pretty much anything else you can think of. Sites like Groupon and Living Social offer these promotional offers for a limited time only. They have a timer which runs usually for 24 hours until a certain amount of people buy. If not enough people buy then the deal is not on, but most of the time you will see quite a lot of people taking up the offer.

I recently came across a neat website that offers to list all the deals from these Group Buying websites such as Groupon, Crowdity, KGB Deals, Living Social and more all from 1 site, saving you time having to trawl through the other sites. I think this is a great idea as it means you can see a wider range of deals available, then when you are ready to take up an offer such as a 2 night 4* Break in Brussels including Eurostar return tickets worth £279pp discounted to £139pp. Deals like this don’t come along often so when they do groups of people tend to panic buy as they don’t like to miss out on such an amazing deal.

With Dealcollector.co.uk you can also select your city so you can view all the Deals London has to offer or any other UK city. This is useful as it helps you tailor your deal search to find relevant deals that might be more suitable to where you live. Some of the deals may be for local companies so might not be useful to someone that lives miles away.

Life is too short so go get yourself a bargain and treat yourself or someone special to a break away and it doesn’t have to be expensive with sites like DealCollector.co.uk

Should Women Mix and Match Their Underwear

A top topic on this mornings BBC Radio 1 show, Chris Moyles and his team were discussing and joking about whether Women should wear the same colour underwear.

The problem: You will need to wash your knickers more often than you wash your bras.

The solution: Buy multiple knickers to go with the 1 bra in the same colour and style.

I’m not promoting that women need an excuse to spend more money on underwear, especially my wife!!

Their opinion is that there must be approx 95% of women that wear different knickers to their bras and I tend to agree, but why don’t we try and find out. I’ve created a Poll below to try and get an answer to this Question (for Guys mainly) and Question for Girls in the Poll below this one:

Should Women Mix & Match Their Underwear?

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Do You Mix & Match Your Underwear?

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Thanks for voting, please leave any comments below so we can get an idea to help women out there decide whether to change the underwear dressing habits or not.

Happy Hanniversary Wifey

Today is mine and my wife’s 5th Anniversary so I just wanted to leave a message on here to say how happy and lucky I am to be married to you Emma. Thanks for putting up with me for the last 5 years. In this time we have made a family, with 2 lovely little children, moved house twice and have built up more memories together as a family.

It was 5 years ago today that I was the luckiest man alive to be getting married to such a wonderful girl in Paphos Cyprus. My Girl that has a heart of gold and so caring, but also beautiful too. I won’t forget the moment she walked down the aisle looking absolutely stunning, the most beautiful girl in the world. It was like no one else existed for that moment just You and I.

Now I’m getting all soppy, but I just wanted to let you know how much I love you and I look forward to spending so many more happy years together.

Happy Hanniversary (our little joke)

Love
Hubby
xxx